“The spiral of poverty is fueled by a technocracy which only seeks fraud and not non-recourse” | EUROtoday

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IIt has been demonstrated that the algorithm of the household allowance fund penalizes essentially the most susceptible amongst social help recipients (“In the life of Juliette, single, precarious mother and target of the CAF algorithm”, The world of December 4, 2023). But this remark just isn’t restricted to the algorithmic query.

The drawback raised is deeper, as proven by the case of Juliette, described by the investigation of World. Single mom, recipient of energetic solidarity earnings (RSA), she should, after verification, reimburse the “income of undetermined origin”a priori the household help obtained from his brothers and sisters “so she could visit their father, who had fallen ill”a switch obtained for his birthday, and the earnings from a couple of undeclared hours of cleansing.

The RSA is the truth is a so-called “differential” profit: all earnings have to be declared and is then deducted from the premium paid to beneficiaries. The assets taken into consideration embrace earned earnings, alternative earnings, but in addition alimony, social and household advantages, inheritances and donations, playing winnings, rents from rented lodging, the rental worth of unrented lodging, capital earnings, and fictitious earnings from non-productive belongings resembling life insurance coverage contracts, imputed at 3% of their market worth.

Read additionally | Article reserved for our subscribers “We must clearly define the objective that the Family Allowance Fund wishes to achieve with its algorithm”

Let us be aware in passing that these fictitious incomes usually are not taken into consideration within the earnings base for earnings tax or the cap on the true property wealth tax (IFI), despite the fact that these households have a priori fewer liquidity issues than RSA recipients…

First sufferer

The RSA can also be a so-called “subsidiary” profit: the applicant should assert rights to different social advantages and upkeep claims earlier than asserting their rights to the RSA. This creates inconceivable conditions for recipients, even honest ones: in the event that they obtain household help in an emergency scenario, a boiler that breaks down or a sick relative, they have to declare this help… which will likely be fully deducted from the allowance paid!

No want for synthetic intelligence to grasp that, on this context, there will likely be extra fraud detected among the many most susceptible folks. The scenario described is that of a spiral of poverty fueled by a strictly asymmetrical technocracy, which solely seeks fraud and never non-recourse.

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https://www.lemonde.fr/idees/article/2024/03/05/rsa-la-spirale-de-la-pauvrete-est-alimentee-par-une-technocratie-qui-ne-cherche-que-la-fraude-et-pas-le-non-recours_6220182_3232.html