Technician medical health insurance firm: TK boss warns of “contribution shock” | EUROtoday

The head of the Techniker Krankenkasse, Jens Baas, expects that the majority medical health insurance firms will enhance their extra contributions in 2025. “The financial situation is dramatic. The group of estimators sees a gap of more than 14 billion euros by 2025. This means that the insured are faced with a premium shock,” Baas advised the “Rheinische Post”. “Almost all health insurance companies will increase their contributions or have already done so – and significantly so.”

According to the Federal Ministry of Health, the common extra contribution as a benchmark for medical health insurance firms will likely be 2.5 p.c subsequent yr. That is 0.8 proportion factors greater than this yr. The enhance follows a calculation by the accountable estimator group. The background is rising billions in healthcare prices.

The medical health insurance firms decide the precise quantity of the extra contribution for 2025 for his or her insured individuals, however they’ll additionally deviate from this relying on their monetary scenario. The whole contribution that employers and staff share additionally consists of the final charge of 14.6 p.c of gross wages. If a fund will increase its extra contribution charge, members have a particular proper of termination.

Baas introduced that the Techniker Krankenkasse (TK) would additionally enhance its extra contribution, albeit in all probability by lower than 0.8 factors. You do all the pieces you possibly can to remain beneath common. With over eleven million insured individuals, TK is Germany’s largest medical health insurance firm.