Health: Comparison portal: Majority of medical insurance firms enhance premiums | EUROtoday

According to an evaluation by the comparability portal Check24, a minimum of 51 of the greater than 90 statutory medical insurance firms are rising their extra contributions on the flip of the 12 months. Almost 44 million members are affected. The portal stated the rise was between 0.4 and 1.9 share factors. Some medical insurance firms haven’t but introduced their choice on the long run quantity of the extra contribution, others aren’t planning to extend it.

Experts had calculated a median premium enhance of 0.8 share factors to 2.5 % for the approaching 12 months in order that medical insurance firms can cowl their ever-increasing prices. The Federal Ministry of Health set this worth as a benchmark. In the top, the medical insurance firms themselves resolve whether or not and the way a lot to extend, relying on their monetary state of affairs. This can occur not solely on the flip of the 12 months, but additionally in between.

Differences can quantity to a number of hundred euros per 12 months

According to Check24, the at present costliest medical insurance firm fees a further contribution of 4.4 % for the brand new 12 months. Together with the essential medical insurance contribution of 14.6 %, the entire contribution rises to a price of 19 % of the earnings topic to contributions. According to the portal, a complete contribution of 16.44 % shall be due from January onwards for the at present least expensive medical insurance fund. With a gross earnings of three,000 euros, that may be round 460 euros much less per 12 months that an insured particular person must pay.

If a fund will increase the extra contribution price, members have a particular proper of termination and might change. The fundamental contribution and the extra contribution are every borne equally by employers and staff.

DAK additionally will increase the contribution price considerably

The third largest medical insurance firm DAK has now additionally introduced a big enhance within the extra contribution price by 1.1 share factors to 2.8 %. In view of the huge enhance in efficiency expenditure, this was needed, it was stated. A number of days earlier, the Techniker Krankenkasse, the biggest medical insurance firm, had introduced a rise in its extra contribution from 1.2 to 2.45 %.