the Retirement Orientation Council weighs the professionals and cons | EUROtoday

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A demonstration for the revaluation of pensions, in Paris, March 20, 2025.

No clear-cut conclusion however slightly music that means warning. The Retirement Orientation Council (COR) lately addressed a controversial situation that has turn out to be a rising a part of the general public debate because the presidential election date approaches: whether or not our pension system “must move towards more capitalization” ? The execs and cons have been weighed throughout a plenary assembly of the establishment, on December 18, 2025, by requesting the help of a number of famend consultants. A session of collective reflection, which, based on a number of contributors, was capable of keep away from the pitfall of advocacy with out hindsight or a one-sided trial.

In France, pensions are primarily primarily based on a distribution precept: the contributions of working persons are used to straight pay the pensions of those that obtain them right now. Capitalization follows a unique logic: the contributions paid by the working particular person are positioned on the inventory market by insurance coverage corporations or specialised organizations (pension funds) with the intention of increase a nest egg that can develop over time earlier than being redistributed to the contributor when he retires.

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https://www.lemonde.fr/politique/article/2026/01/08/fonds-de-pension-le-conseil-d-orientation-des-retraites-soupese-le-pour-et-le-contre_6661049_823448.html