Retirees who dwell for lease, the opposite housing disaster: “There are no floors that we can pay” | News from Catalonia | EUROtoday

The very in depth standing of housing homeowners amongst these over 65 in Spain shines significantly resulting from vulnerability. The 2024 INE Living Conditions Survey signifies that 88.6% of this group lives in property homes, and 82.3% have the paid mortgage. They are greater who now not have housing bills or threat of eviction, along with an asset to throw if they should face bills. But and the retirees residing for lease? According to the identical survey, they’re solely 5.2% in market leases and a couple of.3% in safety properties or previous earnings. 7.5%, added. Economists, demographers and sociologists alert the vulnerability of retirees who’re tenants in flooring of the wild non-public market. If issues don’t change, they are going to be protagonists of a brand new housing disaster: with extra precarious retirement pensions than the present ones, they are going to have issues if they don’t renew the contract to seek out flooring they will pay and might be victims of actual property casting that relegates the least solvents, comparable to migrants or girls alone. Entities comparable to Caritas additionally come.

In Barcelona, ​​an epicenter of lease in Spain, with 38% of tenant neighbors, instances start to emerge. It happens in humble neighborhoods with tenants with very modest pensions. But additionally within the central and stately Eixample, extra accommodated, in buildings which have been purchased by traders that don’t renew the contracts, reinforce the homes and allocate them to vacationer or brief keep leases. The testimonies that seem on this textual content accomplish that with a false title, are scared and don’t need to be recognized.

In Nou Barris, north of town, Vive Marta (false title, is scared), 70. Pay 427 euros of lease with a pension of 700 euros and an help of the Generalitat. The contract was over in September. It is in what known as tacit reconduction, however the property needs to get better the ground and has began a judicial course of to throw it. “I had saved for the transfer, but in addition to the prices are impossible, there are no floors. And in real estate companies they tell me that they would only rent me with another salary, and do not want animals.” She has two small canines. “As there are many already with my pension, we all go to the street, I tell you so,” he sentences as he curses the little effort he needed to quote what corresponded to him. He labored quite a lot of hours a day and solely had a contract for 4. “That was my ruling, not thinking about old age. Now I would not accept even half an hour in black,” he reconces. The similar thinks not having purchased. He lived as a pair, however in sophisticated circumstances. “And rental did not give instability, who could imagine that it would become now,” he justifies.

In Eixample is the effectively -known constructing on Tarragona Street, with 120 properties, whose property processed 120 vacationer ground licenses throughout a authorized vacuum in 2023. Since then, it doesn’t renew the contracts. There are tenants that exceed 80 years. Like Mercè and her husband. His contract ends in two years and are afraid within the physique. “We arrived 20 years ago and the property [la familia Gallardo] It gave you the confidence that you would stay forever, “says Mercè. They pay 1,200 euros,” that is not little. “But they find nothing close, where their children also live.” There are no normal floors that we can pay the retirees no longer want to rent us, “he regrets. In advance: “I have an desire that is costing my health, I cannot wait to look for when I am 82 years old.” All we can do is sit down to negotiate and fight until the end of the housing union, we have a contract until July 2028, ”he says. And he says: “Even if I’ll look, rental flooring now not exist, solely seasonal, and 11 months is an uncertainty that isn’t assumed for an individual of my age.”

We compete against the market, against foreign couples with very high salaries and with floors that are not homes, but tourism ”

The Metropoli Institute (participated by the Barcelona City Council, the Metopolitan Area, three universities and the Chamber of Commerce) last year published a report on the residential situation of the elderly in the Catalan capital that indicates the problem. Directed by the sociologist Sergio Porcel, of the Urban Cohesion Area, it warns that “it’s foresee that the protecting impact of housing possession among the many aged inhabitants mengue within the coming many years.” Because if now those over 65 are overwhelmingly owners (75%), among the generations that will reach 65 in the next two decades, the owners do not reach 40%. A situation that “can translate into extra residential insecurity and enhance in housing bills,” says the study and warns of the gap that is opening between owners and tenants: “amongst which can attain 65 within the coming many years, the inhabitants that lives for lease has ranges of poverty and financial precariousness earlier than housing bills far superior to the present main tenants.” With 38% of lessee households, “the quantity and proportion of upper tenants are possible, the proportion of these residing in previous rental leases or limitless length, and that the tenant inhabitants has decrease earnings falls.” In short, “it might probably compromise the effectively -being of an necessary a part of the inhabitants of the following many years.”

From the Center for Demographic Studies of the Autonomous University of Barcelona, ​​the Geographer, Professor and Researcher Juan Antonio Módenes has also studied it: “In a situation of residential pressure, at risk that rental conditions will get worse [en oferta y en precio]in a scenario where pensions are not guaranteed in an amount or in existence, the overexertion in paying home will increase. ”Mdenes points out the greatest risk of the migrant population, with lower or non -regular contributions, as a consequence of work lives with more precarious jobs. The expert was one of those responsible for a report by the Metropolitan Observatory of the Housing entitled Aging and housingwhich in 2019 made two decades Vista (2038): “The aged residing in paid property properties will fall from 81% to 69%.” “Some 400,000 individuals would dwell in properties with a sure element of potential instability and 109,000 individuals can be paying alone mortgages or housing,” which would result in “100,000 older individuals with financial overexertion” due to the payment of housing.

The Professor Emeritus of Applied Economics Josep Oliver taught 10 days ago the initial conference of a course led by the expert in housing Carme Trilla with the title The housing affordability crisiscentered on the rent, in which he warned of the “shock of demand that’s coming” caused by demographic pressure, and also cited the future of the retirees. “The 2023 household finances survey states that in a 3rd of tenant households (1.1 million individuals) the reference particular person has greater than 50 years: the accessibility of this inhabitants when retirement will fall, as a result of their earnings will fall. And if, as well as, they evaluation the upward rental, the issue is doubled. If there isn’t a change within the rental situations, the situations of those households will worsen,” he fits. And along with the migrant inhabitants that involves retirement, he additionally quotes the state of affairs of self -employed staff, whose pensions are decrease than these of workers. A situation that worsens much more when the forecasts of the European Union, the Monetary Fund or the World Bank recommend that public spending on pensions might be lowered, Oliver rivets.

In Cáritas Barcelona, ​​the particular person chargeable for authorized recommendation, Sònia Lacalle, remembers that the rental drama is such a caliber that within the entity they serve “especially people who are in rooms.” “Before in situations of exclusion we could save emergencies helping to pay bonds, now not even that rooms. Because renting has become a luxury. Although older people will have pension forever, landlords do not love them. They can take 20 years paying religiously and do not renew them just to put another to pay more,” he confirms. And he warns that, if the case, the aged don’t need to lease rooms both. In case your well being worsens.