DAK warns of the document deficit in lengthy -term care insurance coverage – financial system requires efficiency cuts | EUROtoday

According to the well being and care fund DAK well being, the monetary issues of long-term care insurance coverage threaten to additional tighten. According to the German press company, the DAK calculations are heading for a deficit of 1.65 billion euros this yr.

In 2026, the billion greenback gap will most likely improve to three.5 billion euros. Without new funds on the newest on the newest on the newest 2026, a rise in premium by at the very least 0.3 contributions can be inevitable, mentioned DAK CEO Andreas Storm. For a medical insurance member, for instance with a baby, 3.6 p.c of the gross earnings is now due.

In its forecast, Hamburg insurance coverage sees the nursing funds considerably extra crucial than the GKV prime affiliation a number of weeks in the past. The affiliation had made the forecast of a deficit of round half a billion euros public. In the course of the yr, additional lengthy -term care funds will most likely be depending on quick -term help to safe your liquidity, mentioned chief Doris Pfeiffer in March.

Last yr, lengthy -term care insurance coverage was sunk within the minus with 1.54 billion euros. To stabilize monetary stabilization, the care contributions have been elevated by 0.2 share factors at first of the yr.

Cash registers demand contribution damping

Storm known as for steps to keep away from will increase in contributions. In his calls for for structural reforms, the money chief of the money register sees a inhabitants majority decided in a survey: According to a brand new DAK nursing port, virtually 80 p.c of German residents see a elementary want for reform in geriatric care.

The well being and long-term medical insurance affiliation had already requested that the federal authorities take over the pension insurance coverage contributions for caring family and reimburse the long-term care funds from the Corona disaster. Accordingly, Storm was now additionally expressed.

The new nursing report makes use of additional examine outcomes to point out what’s essential to care insurance coverage: of round 5.6 million individuals who obtain advantages from state lengthy -term care insurance coverage at present, the variety of effectively -groomed individuals within the subsequent twenty years ought to improve over a fifth. 2055 – such official forecasts – needs to be between 6.8 million and seven.6 million.

According to a media report, Veronika Grimm is subsequently calling for cuts within the statutory lengthy -term care insurance coverage and a considerably greater monetary deductible of the nursing sufferers.

“The contributions to long -term care insurance increase too much. This will not be possible,” Grimm informed the newspaper “Bild” in line with a preliminary report. One should most likely adapt the design of this insurance coverage: “So fewer benefits, which then have to be paid with realistic contributions.”

According to the preliminary report, Grimm additionally spoke out for wants exams for socially weaker. “The purchase of services from the social security systems should already be determined to check the need of the budget and not to the income situation of the individual”. One can not produce equity and equality in each single space, however should be certain that the social safety system additionally holds and is secure.