Verivox survey: Car insurers have elevated their costs once more | EUROtoday

For the overwhelming majority of drivers, automotive insurance coverage has as soon as once more turn into dearer. According to a consultant survey by the Verivox portal, the common premiums for the three forms of insurance coverage, legal responsibility and totally and partially complete, may have turn into dearer for a superb 60 % of consumers in 2025.

In one other fifth (22.3 %), the insurers resorted to hidden worth will increase: the automobile premiums didn’t turn into cheaper, though the drivers in query didn’t report any harm and will due to this fact even have slipped into a less expensive no-claims class.

Fully complete clients hit hardest

Last 12 months’s spherical of worth will increase was notably noticeable in totally complete insurance coverage; based on Verivox, over 65 % of these surveyed reported worth will increase. In legal responsibility insurance coverage, nevertheless, worth will increase solely affected simply over half of these surveyed. Liability is required by regulation and solely pays for the harm {that a} buyer causes to different individuals’s vehicles within the occasion of an accident or different mishap.

Partial and totally complete insurance coverage, then again, additionally cowl harm to your personal automotive; traditional circumstances embrace hail dents or broken windshields. In January, the survey institute Innofact surveyed a complete of 1,026 automotive homeowners on behalf of Verivox.

Many motorized vehicle insurers had already raised costs sharply in 2023 and 2024 as a result of the division had slipped into the purple. The elevated premiums at the moment are having an impact: According to the General Association of the German Insurance Industry (GDV), automotive insurers had been again within the black final 12 months in 2025.

The firms, for his or her half, blame fixed worth will increase by automotive producers for spare components and different value will increase. “Motor vehicle insurers complain about the continuing rise in spare parts and repair costs,” stated Aljoscha Ziller, managing director of Verivox Versicherungsvergleich. “Nevertheless, the latest rounds of price increases have eased the strain on car insurers’ budgets.”